Retirement Plans
Teachers, firefighters, non-profit hospital employees and various governmental employees have retirement plans with unique features. When it comes to managing these types of plans, you want someone with deep knowledge, wide experience and big enthusiasm for managing it to its fullest potential. We have been helping teachers, healthcare professionals and civil servants to build, expertly manage and protect their nest eggs for many years.
Select from 3 unique approaches to 401k plan management. No matter which one you choose, your account stays right where it is! Each service is designed to manage risk and maximize opportunties. All are based on our proprietary investment system. Whether you are a hands-on investor or one who prefers a professional to take the reins...a little or a lot, we have an approach for you.I'm Ready to Get Started!
Join MyAlerts the solution for hands-on and active do-it-yourself investors.
Join MyGuide for customized recommendations anyone can implement in any plan!
Join MyManager exclusively for do-it-for-me investors who want a professional to take the reins.
Not sure which one suits you? Check out the chart below to see which sounds most like you!
| MyAlerts | MyGuide |
MyManager |
| An Active Approach — Give me the broad signals on the market and let me decide. | A Practical Approach — Give me access to expert investment recommendations and I can handle it from there. | A Managed Approach — Relieve me. I don’t have the time, desire or discipline to be my own investment manager. |
| - MY TIME - | ||
| I have the time and desire to actively follow economic and market indicators and know how to read them. | I don’t have the time or the desire to stay abreast of economic and market indicators | I don’t have the time or the desire to stay abreast of economic and market indicators. |
| - MY NEEDS - | ||
| I’m confident in my ability to decide which investments to buy or sell and when to do so. | I’m uncomfortable making investment decisions alone. With professional recommendations, I could make the buy or sell changes myself. | I would rather a professional money manager make decisions and handle all of the buys, sells and rebalancing for me. |
| - MY STRATEGY - | ||
| I am familiar with asset allocation principles, proper diversification techniques and periodically rebalance my own account. | I’ve never systematically evaluated my fund choices or implemented a tactical asset allocation strategy. I rarely, if ever rebalance my account. | I’ve never systematically evaluated my fund choices or implemented a tactical asset allocation strategy. I rarely, if ever rebalance my account. |
| - MY INVESTMENTS - | ||
| I actively manage my account but want a second opinion on broad market movements to factor into my own decision making. I enjoy actively managing my own investments. | I don't actively manage my account and think it could do better. Performance has been stagnant, taking losses or sitting idle in money market. I want a strategy for my personal situation. Give me the strategy and I can implement it on my own. | I don't actively manage my account and think it could do better. Performance has been stagnant, taking losses or sitting idle in money market. I want a strategy for my personal situation. I want it implemented for me and professionaly managed on a continuous basis. |
| - MY SOLUTION - | ||
| MyAlerts is perfect for the knowledgeable, confident and do-it-yourself investor. Monthly, we send you professional insight and timely signals on specific asset class movements and rankings. You get to make your own trade choices. Learn More or Join Now! | MyGuide conducts an analysis of the investment choices in your specific plan. We then review your goals, age and personal investor profile results to tailor a strategy just for you. Quarterly, we send your updated investment recommendations. You get to make the trades in your account. Learn More or Join Now! | MyManager conducts an analysis of the investment choices in your specific plan. We then review your goals, age and personal investor profile results to tailor a strategy just for you. We make the difficult decisions and then execute those changes in your account for you. We actively manage your account on a continuous basis. Learn More or Join Now! |
No matter your preference, our commitment, mission and values remain the same. You get completely unbiased advice from an independent and professional investment advisor. We work for you. We do not work for or represent any third-parties such as mutual fund or annuity companies. Even if you use our services through the generosity of your employer, our legal and fiduciary duty is to you, to protect your interests and guard your confidentiality.
Still not sure? Take our quick and fun Investor Test!
